STABLECOINS ICO & TOKENOMICS WHITE PAPER

7. ICO Details

7.1 Token Sale Structure

7.2 Purchase Method and Investor Eligibility

7.3 Vesting and Token Unlock Schedule

8. Risk Management and Investor Safeguards

9. Roadmap

9.1 Pre-Launch Milestones

9.2 Post-Launch Milestones

10. Conclusions

1. Introduction

1.1 What are EURWA & USDRWA?

EURWA & USDRWA are euro-denominated stablecoins, fully backed by Real World Assets (RWAs) such as real estate, loans, and other tangible financial instruments. Designed as an Asset-Referenced Token (ART) under MiCA, EURWA & USDRWA aim to maintain a 1:1 peg to the euro while providing a stable, transparent, and compliant digital asset for Professional, Institutional and Corporate Investors.

1.2 Purpose of the ICO

The EURWA & USDRWA ICO is aimed at raising up to 5 million euros in pre-launch capital, targeting Professional, Institutional and Corporate Investors who will help finance the collateralization of RWAs. The funds will be used to secure RWAs that back the EURWA & USDRWA security tokens, ensuring full collateralization and transparency in line with MiCA’s standards. The ICO provides an opportunity for investors to participate in the development of a fully compliant stablecoin backed by real-world assets.

1.3 MiCA Compliance and Exemption

EURWA & USDRWA benefit from MiCA’s small-scale issuance exemption, allowing the project to raise up to 5 million euros in funding during the ICO without requiring immediate full MiCA registration. However, the project will apply for full MiCA registration before the token is publicly traded, ensuring long-term compliance and security for all investors.

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2. Market Overview

2.1 The Growing Demand for Stablecoins

The demand for stablecoins has surged in recent years as investors seek digital assets that provide price stability in the volatile cryptocurrency markets. EURWA & USDRWA address this demand by offering a euro-backed stablecoin, creating a reliable digital asset for cross-border transactions, decentralized finance (DeFi), and institutional use.

2.2 Real World Assets (RWAs) and Stablecoin Stability

Stablecoins backed by Real World Assets offer additional layers of security and stability. EURWA & USDRWA’s collateralization model ensures that every token is fully backed by tangible assets, reducing the risks associated with fiat-backed or algorithmic stablecoins.

2.3 EURWA & USDRWA’s Role in the Stablecoin Market

EURWA & USDRWA aim to become a leading euro-denominated stablecoin in both traditional and decentralized financial ecosystems. With full collateralization through RWAs and compliance with MiCA regulations, EURWA & USDRWA will offer Professional, Institutional and Corporate Investors a secure, transparent, and stable digital asset.

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3. Tokenomics

3.1 Token Allocation

Public Sale (ICO): 30%
Allocated to professional investors during the ICO to raise up to 5 million euros.

Liquidity Pool and Market Making: 25%
Reserved for liquidity pools and market-making activities to ensure liquidity after public trading begins.

Liquidity Incentives and Governance: 20%
Incentivizing liquidity providers and governance participants for future ecosystem growth.

Reserve Fund: 10%
Held in reserve for potential market stabilization and future growth opportunities.

Governance and Development: 10%
Dedicated to future development and governance incentives.

Team and Advisors: 5%
Allocated to the core team and early contributors, with a vesting schedule to align with long-term goals.

3.2 Fundraising Objectives

EURWA & USDRWA aim to raise up to 5 million euros in pre-launch funding through this ICO. These funds will be used to collateralize RWAs, develop the platform, and prepare for full MiCA registration and public launch.

3.3 Use of Funds

Collateralization: A significant portion of the funds will be used to secure RWAs that will back the EURWA & USDRWA tokens.

Platform Development: Investment in smart contract development, auditing, and security infrastructure.

Marketing and Ecosystem Growth: Funds allocated for marketing, partnerships, and growing the EURWA & USDRWA ecosystem.

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4. Collateralization Strategy

4.1 Real World Assets (RWAs) as Collateral

EURWA & USDRWA will be fully collateralized by a diversified pool of RWAs, including real estate and loans. These assets generate stable income, ensuring the stability of EURWA & USDRWA and its peg to the euro.

4.2 Collateral Diversification and Risk Management

To reduce risks, EURWA & USDRWA will maintain a diversified collateral pool across multiple asset classes. This ensures that no single asset type dominates the backing of EURWA & USDRWA tokens, enhancing overall stability.

4.3 Proof of Reserves and Audit Plan

EURWA & USDRWA will implement a proof of reserves system using third-party audits to ensure full transparency. Regular audits will be conducted to verify the value of the RWAs backing the tokens, ensuring compliance with MiCA’s requirements for asset-referenced tokens.

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5. MiCA Exemption and Compliance

5.1 Overview of the MiCA Exemption

EURWA & USDRWA qualify for MiCA’s small-scale exemption, allowing the project to raise up to 5 million euros before requiring full registration. The exemption applies as long as the total market capitalization of EURWA & USDRWA remain below this threshold during the first 12 months.

5.2 Plan for Full MiCA Registration Post-ICO

Once the ICO has raised the target funds and EURWA & USDRWA are ready for public trading, the project will apply for full MiCA registration to ensure long-term compliance.

5.3 Targeting Professional, Institutional and Corporate Investors

The ICO is focused on Professional, Institutional and Corporate Investors, ensuring that the offering complies with MiCA’s rules on qualified investor participation during the pre-launch phase.

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6. Governance and Decentralization

6.1 Future Governance Model

EURWA & USDRWA will adopt a decentralized governance model post-launch, allowing token holders to participate in key decisions regarding the platform, collateral management, and protocol upgrades.

6.2 Governance Token Plans

Governance tokens will be introduced post-launch, enabling investors to vote on important matters related to the EURWA & USDRWA protocol. These tokens will not carry interest-bearing functions, in compliance with MiCA.

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7. ICO Details

7.1 Token Sale Structure

The EURWA & USDRWA ICO will offer 30% of the total token supply to raise up to 5 million euros, targeted exclusively at Professional, Institutional and Corporate Investors.

7.2 Purchase Method and Investor Eligibility

Investors will be able to purchase EURWA & USDRWA tokens using euros or approved cryptocurrencies. Only Professional, Institutional and Corporate Investors will be eligible to participate, ensuring compliance with MiCA’s exemption.

7.3 Vesting and Token Unlock Schedule

Public Sale (30%): No vesting, fully available after purchase.

Team and Advisors (5%): Locked for one year, with a 2-3 year vesting period.

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8. Risk Management and Investor Safeguards

EURWA & USDRWA have established clear risk management protocols to safeguard investors. This includes collateral diversification, regular audits, and transparent governance. MiCA compliance ensures that investors are protected under a strong regulatory framework.

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9. Roadmap

9.1 Pre-Launch Milestones

Q2 2025: ICO launch targeting Professional, Institutional and Corporate Investors.

Q3 2025: Finalize collateralization strategy with RWAs.

Q4 2025: Apply for MiCA registration.

9.2 Post-Launch Milestones

Q4 2025: Public trading of EURWA & USDRWA on MiCA-compliant exchanges.

Q1 2026: Full integration into DeFi platforms and institutional finance systems.

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10. Conclusion

The EURWA & USDRWA ICO offers Professional, Institutional and Corporate Investors a unique opportunity to participate in the creation of a fully compliant, RWA-backed stablecoin. With a clear path to MiCA registration and a robust collateral

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ICO Conducted by:
Company: Toqenize SAS
Paris Office: Le Belvédère, 1-7 Cour Valmy, Paris-La Défense, 92800 Puteaux
Registered Office: 8b rue Abel, 75012 Paris
Registration Number: SIREN 978106136